I have never owned a bike with a wheel hugger. Who has, and is the price an advantage to buy? I know I am a mostly fair weather rider, but we do get caught up in weather. Is water & crud really getting into the rear shock other wise. That would be the only reason for me to buy one. Shocks are costly. I would expect some protection from honda on the bike like that rubber flap. Let me know. Thanks, Mike D.