i was looking for my old MSF card for a insurance discount and read somewhere (in a thread here i think) that some insurers offer a discount for honda riders club of america members it took me all of 5 mins to register at HRCoA, and save a pic of my card emailed it to my ins guy, and received a credit for a 10% discount my insurance is progressive. other ins may accept it as well. coupon mom i ain't, but on a required reoccurring expense, i'll take it. :smile: